Flexible Financing for Your Home Comfort
Why Finance with JML & Wisetack?
Our partnership with Wisetack ensures you get the best terms possible for your home investments.
No Credit Impact
Checking your eligibility only uses a soft credit pull, so it won’t affect your credit score.
No Prepayment Penalties
If you want to pay off your project early, you can do so at any time without any extra charges.
High Financing Limits
We offer financing for projects ranging from $500 up to $25,000, covering everything from water heater repairs to full system replacements.
Transparent Terms
There are no hidden fees, no origination fees, and no compounding interest. You see exactly what you’ll pay upfront.
How JML Financing Works
Quick Application
The online application takes about a minute. You can check your options right from your phone or computer without impacting your credit score.
Choose Your Plan
If approved, you’ll see up to six different monthly payment options. Pick the one that fits your family's budget best.
Get the Work Done
Once you select your plan, we move forward with your HVAC or electrical project immediately. You pay over time, and we get to work.